Research graph
References from Credit limits and consumption behavior over the life cycle. Local targets link to admitted publications; unresolved targets remain external evidence.
Unresolved reference
2020 · External reference
Price search, consumption inequality and expenditure inequality over the life-cycle
10.1111/iere.12488 · 2020 · External reference
Welfare implications of the bankruptcy reform act of 1999
10.1016/s0304-3932(02)00176-9 · 2002 · External reference
Default, insurance, and debt over the life-cycle
10.1016/j.jmoneco.2008.05.006 · 2008 · External reference
Unsecured debt with public insurance: From bad to worse
10.1016/j.jmoneco.2005.02.007 · 2006 · External reference
Consumption response to credit expansions: Evidence from experimental assignment of 45 307credit lines
10.1257/aer.20191178 · 2022 · External reference
Consumption inequality and partial insurance
10.1257/aer.98.5.1887 · 2008 · External reference
Unresolved reference
2020 · External reference
The impact of housing markets on consumer debt: Credit report evidence from 1999 to 2012
10.1111/jmcb.12198 · 2015 · External reference
The method of endogenous gridpoints for solving dynamic stochastic optimization problems
10.1016/j.econlet.2005.09.013 · 2006 · External reference
The nature of precautionary wealth
10.1016/s0304-3932(97)00036-6 · 1997 · External reference
Accounting for the U.S. earnings and wealth inequality
10.1086/375382 · 2003 · External reference
A quantitative theory of unsecured consumer credit with risk of default
10.1111/j.1468-0262.2007.00806.x · 2007 · External reference
Unresolved reference
External reference
Borrowing constraints, the cost of precautionary saving and unemployment insurance
10.1007/s10797-011-9172-1 · 2011 · External reference
Constrained efficiency in the neoclassical growth model with uninsurable idiosyncratic shocks
10.3982/ecta5989 · 2012 · External reference
Panel data from time series of cross-sections
10.1016/0304-4076(85)90134-4 · 1985 · External reference
Heterogeneity in economic shocks and household spending in the US
10.1111/j.1475-5890.2016.12082 · 2016 · External reference
Targeted debt relief and the origins of financial distress: Experimental evidence from distressed credit card borrowers
10.1257/aer.20171541 · 2020 · External reference
Earnings-based borrowing constraints and macroeconomic fluctuations
2023 · External reference
Unresolved reference
2024 · External reference
MPC heterogeneity and household balance sheets
2021 · External reference
Idiosyncratic risk in the united states and Sweden: Is there a role for government insurance?
10.1006/redy.2000.0121 · 2001 · External reference
How important is variability in consumer credit limits?
10.1016/j.jmoneco.2015.01.002 · 2015 · External reference
Unresolved reference
2015 · External reference
Credit cards, credit utilization, and consumption
10.1016/j.jmoneco.2024.103619 · 2024 · External reference
Effective federal individual income tax functions: An exploratory empirical analysis
10.1086/ntj41789070 · 1994 · External reference
Do liquidity constraints and interest rates matter for consumer behavior? Evidence from credit card data
10.1162/003355302753399472 · 2002 · External reference
Credit crises, precautionary savings, and the liquidity trap
10.1093/qje/qjx005 · 2017 · External reference
Learning your earning: Are labor income shocks really very persistent?
10.1257/aer.97.3.687 · 2007 · External reference
An empirical investigation of labor income processes
10.1016/j.red.2008.06.004 · 2009 · External reference
The impact of consumer credit access on unemployment
10.1093/restud/rdz006 · 2019 · External reference
Unresolved reference
2016 · External reference
Changing credit limits, changing business cycles
10.1016/j.euroecorev.2017.12.008 · 2018 · External reference
Inequality and the life cycle
10.3982/qe200 · 2012 · External reference
How much consumption insurance beyond self-insurance?
2010 · External reference
On the persistence of income shocks over the life cycle: Evidence, theory, and implications
10.1016/j.red.2012.08.001 · 2013 · External reference
Unresolved reference
2023 · External reference
Consumer bankruptcy: A fresh start
10.1257/aer.97.1.402 · 2007 · External reference
Social security replacement rates for alternative earnings benchmarks
2006 · External reference
Information technology and the rise of household bankruptcy
10.1016/j.red.2012.06.002 · 2012 · External reference
Consumer spending and the economic stimulus payments of 2008
10.1257/aer.103.6.2530 · 2013 · External reference
Heterogeneous life-cycle profiles, income risk and consumption inequality
10.1016/j.jmoneco.2008.10.001 · 2009 · External reference
Revolving credit lines and targeted search
10.1016/j.jedc.2020.103964 · 2020 · External reference
The unprecedented fall in u.s. revolving credit
10.1111/iere.12727 · 2025 · External reference
Consumption and risk sharing over the life cycle
10.1016/j.jmoneco.2003.06.005 · 2004 · External reference
Cyclical dynamics in idiosyncratic labor market risk
10.1086/383105 · 2004 · External reference
Household need for liquidity and the credit card debt puzzle
10.1093/restud/rdt001 · 2013 · External reference
Minimum MSE estimation of a regression model with fixed effects from a series of cross-sections
10.1016/0304-4076(93)90042-4 · 1993 · External reference
Idiosyncratic risk in the united states and Sweden: Is there a role for government insurance?
10.1006/redy.2000.0121 · ExternalCitation · doi-reference
Borrowing constraints, the cost of precautionary saving and unemployment insurance
10.1007/s10797-011-9172-1 · ExternalCitation · doi-reference
Panel data from time series of cross-sections
10.1016/0304-4076(85)90134-4 · ExternalCitation · doi-reference
Minimum MSE estimation of a regression model with fixed effects from a series of cross-sections
10.1016/0304-4076(93)90042-4 · ExternalCitation · doi-reference
The method of endogenous gridpoints for solving dynamic stochastic optimization problems
10.1016/j.econlet.2005.09.013 · ExternalCitation · doi-reference
Changing credit limits, changing business cycles
10.1016/j.euroecorev.2017.12.008 · ExternalCitation · doi-reference
Revolving credit lines and targeted search
10.1016/j.jedc.2020.103964 · ExternalCitation · doi-reference
Consumption and risk sharing over the life cycle
10.1016/j.jmoneco.2003.06.005 · ExternalCitation · doi-reference
Unsecured debt with public insurance: From bad to worse
10.1016/j.jmoneco.2005.02.007 · ExternalCitation · doi-reference
Default, insurance, and debt over the life-cycle
10.1016/j.jmoneco.2008.05.006 · ExternalCitation · doi-reference
Heterogeneous life-cycle profiles, income risk and consumption inequality
10.1016/j.jmoneco.2008.10.001 · ExternalCitation · doi-reference
How important is variability in consumer credit limits?
10.1016/j.jmoneco.2015.01.002 · ExternalCitation · doi-reference
Credit cards, credit utilization, and consumption
10.1016/j.jmoneco.2024.103619 · ExternalCitation · doi-reference
An empirical investigation of labor income processes
10.1016/j.red.2008.06.004 · ExternalCitation · doi-reference
Information technology and the rise of household bankruptcy
10.1016/j.red.2012.06.002 · ExternalCitation · doi-reference
On the persistence of income shocks over the life cycle: Evidence, theory, and implications
10.1016/j.red.2012.08.001 · ExternalCitation · doi-reference
Welfare implications of the bankruptcy reform act of 1999
10.1016/s0304-3932(02)00176-9 · ExternalCitation · doi-reference
The nature of precautionary wealth
10.1016/s0304-3932(97)00036-6 · ExternalCitation · doi-reference
Accounting for the U.S. earnings and wealth inequality
10.1086/375382 · ExternalCitation · doi-reference
Cyclical dynamics in idiosyncratic labor market risk
10.1086/383105 · ExternalCitation · doi-reference
Effective federal individual income tax functions: An exploratory empirical analysis
10.1086/ntj41789070 · ExternalCitation · doi-reference
Credit crises, precautionary savings, and the liquidity trap
10.1093/qje/qjx005 · ExternalCitation · doi-reference
Household need for liquidity and the credit card debt puzzle
10.1093/restud/rdt001 · ExternalCitation · doi-reference
The impact of consumer credit access on unemployment
10.1093/restud/rdz006 · ExternalCitation · doi-reference
Price search, consumption inequality and expenditure inequality over the life-cycle
10.1111/iere.12488 · ExternalCitation · doi-reference
The unprecedented fall in u.s. revolving credit
10.1111/iere.12727 · ExternalCitation · doi-reference
A quantitative theory of unsecured consumer credit with risk of default
10.1111/j.1468-0262.2007.00806.x · ExternalCitation · doi-reference
Heterogeneity in economic shocks and household spending in the US
10.1111/j.1475-5890.2016.12082 · ExternalCitation · doi-reference
The impact of housing markets on consumer debt: Credit report evidence from 1999 to 2012
10.1111/jmcb.12198 · ExternalCitation · doi-reference
Do liquidity constraints and interest rates matter for consumer behavior? Evidence from credit card data
10.1162/003355302753399472 · ExternalCitation · doi-reference
Consumer spending and the economic stimulus payments of 2008
10.1257/aer.103.6.2530 · ExternalCitation · doi-reference
Targeted debt relief and the origins of financial distress: Experimental evidence from distressed credit card borrowers
10.1257/aer.20171541 · ExternalCitation · doi-reference
Consumption response to credit expansions: Evidence from experimental assignment of 45 307credit lines
10.1257/aer.20191178 · ExternalCitation · doi-reference
Consumer bankruptcy: A fresh start
10.1257/aer.97.1.402 · ExternalCitation · doi-reference
Learning your earning: Are labor income shocks really very persistent?
10.1257/aer.97.3.687 · ExternalCitation · doi-reference
Consumption inequality and partial insurance
10.1257/aer.98.5.1887 · ExternalCitation · doi-reference
Constrained efficiency in the neoclassical growth model with uninsurable idiosyncratic shocks
10.3982/ecta5989 · ExternalCitation · doi-reference
Inequality and the life cycle
10.3982/qe200 · ExternalCitation · doi-reference
