Research graph
References from Alternative credit and bank performance: International evidence from FinTech and BigTech lending. Local targets link to admitted publications; unresolved targets remain external evidence.
The impact of BigTech and fintech credit on financial stability
10.1016/j.intfin.2026.102379 · 2026 · External reference
Manias, panics and crashes: A history of financial crises
2023 · External reference
The theory of financial intermediation
10.1016/s0378-4266(97)00032-0 · 1997 · External reference
What do financial intermediaries do?
10.1016/s0378-4266(99)00129-6 · 2001 · External reference
Another look at the instrumental variable estimation of error-components models
10.1016/0304-4076(94)01642-d · 1995 · External reference
The role of governance in mobile phones for inclusive human development in Sub-Saharan Africa
10.1016/j.technovation.2016.04.002 · 2016 · External reference
Bank-specific, industry-specific and macroeconomic determinants of bank profitability
10.1016/j.intfin.2006.07.001 · 2008 · External reference
Relation of profit rate to industry concentration: American manufacturing, 1936–1940
10.2307/1882217 · 1951 · External reference
Unresolved reference
2024 · External reference
The profit-structure relationship in banking--tests of market-power and efficient-structure hypotheses
10.2307/2077876 · 1995 · External reference
Financial intermediation services and competition analyses: Review and paths forward for improvement
10.1016/j.jfi.2024.101072 · 2024 · External reference
Reprint of: Initial conditions and moment restrictions in dynamic panel data models
10.1016/j.jeconom.2023.03.001 · 2023 · External reference
Understanding interaction models: Improving empirical analyses
10.1093/pan/mpi014 · 2006 · External reference
Fintech and big tech credit: Drivers of the growth of digital lending
10.1016/j.jbankfin.2022.106742 · 2023 · External reference
Fintech and big tech credit: A new database
2020 · External reference
Does alternative digital lending affect bank performance? cross-country and bank-level evidence
10.1016/j.irfa.2023.102873 · 2023 · External reference
Decoding the digital finance revolution: How BigTechs, FinTechs and crypto-assets shape financial systemic risk in US and EU
10.1016/j.jimonfin.2025.103493 · 2026 · External reference
Financial intermediation and delegated monitoring
10.2307/2297430 · 1984 · External reference
Nobel lecture: Financial intermediaries and financial crises
10.1086/725793 · 2023 · External reference
The economic forces driving fintech adoption across countries
2020 · External reference
BigTech and the changing structure of financial intermediation
10.1093/epolic/eiaa003 · 2019 · External reference
FinTech credit: Market structure, business models and financial stability implications
2017 · External reference
Does fintech credit substitute for traditional credit? Evidence from 78 countries
10.1016/j.frl.2021.102469 · 2022 · External reference
Beyond innovation: Fintech credit and its ripple effects on traditional banking profitability
10.1016/j.frl.2024.105307 · 2024 · External reference
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform
10.1111/fima.12295 · 2019 · External reference
BigTech, FinTech, and banks: A tangle or unity?
10.1016/j.frl.2024.105490 · 2024 · External reference
Bank FinTech and bank performance: Evidence from an emerging market
10.1108/jfra-09-2023-0526 · 2025 · External reference
Financial technology and relationship lending: Complements or substitutes?
10.1016/j.jfi.2024.101101 · 2024 · External reference
The impact of FinTech start-ups on incumbent retail banks' share prices
10.1186/s40854-017-0076-7 · 2017 · External reference
The impact of the FinTech revolution on the future of banking: Opportunities and risks
10.1016/j.irfa.2022.102103 · 2022 · External reference
Fintech credit, bank regulations and bank performance: A cross-country analysis
10.1108/apjba-05-2021-0196 · 2022 · External reference
Fintech, human development and energy poverty in Sub-Saharan Africa
10.1016/j.intfin.2023.101931 · 2024 · External reference
Do financial technology firms influence bank performance?
10.1016/j.pacfin.2019.101210 · 2020 · External reference
Unresolved reference
2020 · External reference
A critique on the theory of financial intermediation
10.1016/s0378-4266(99)00085-0 · 2000 · External reference
Credit booms gone bust: Monetary policy, leverage cycles, and financial crises, 1870-2008
10.1257/aer.102.2.1029 · 2012 · External reference
Competition in the Chinese banking sector
2014 · External reference
Can fintech improve the efficiency of commercial banks? —An analysis based on big data
10.1016/j.ribaf.2020.101338 · 2021 · External reference
Riding the FinTech innovation wave: FinTech, patents and bank performance
10.1016/j.jimonfin.2021.102552 · 2022 · External reference
Another look at the instrumental variable estimation of error-components models
10.1016/0304-4076(94)01642-d · ExternalCitation · doi-reference
Does fintech credit substitute for traditional credit? Evidence from 78 countries
10.1016/j.frl.2021.102469 · ExternalCitation · doi-reference
Beyond innovation: Fintech credit and its ripple effects on traditional banking profitability
10.1016/j.frl.2024.105307 · ExternalCitation · doi-reference
BigTech, FinTech, and banks: A tangle or unity?
10.1016/j.frl.2024.105490 · ExternalCitation · doi-reference
Bank-specific, industry-specific and macroeconomic determinants of bank profitability
10.1016/j.intfin.2006.07.001 · ExternalCitation · doi-reference
Fintech, human development and energy poverty in Sub-Saharan Africa
10.1016/j.intfin.2023.101931 · ExternalCitation · doi-reference
The impact of BigTech and fintech credit on financial stability
10.1016/j.intfin.2026.102379 · ExternalCitation · doi-reference
The impact of the FinTech revolution on the future of banking: Opportunities and risks
10.1016/j.irfa.2022.102103 · ExternalCitation · doi-reference
Does alternative digital lending affect bank performance? cross-country and bank-level evidence
10.1016/j.irfa.2023.102873 · ExternalCitation · doi-reference
Fintech and big tech credit: Drivers of the growth of digital lending
10.1016/j.jbankfin.2022.106742 · ExternalCitation · doi-reference
Reprint of: Initial conditions and moment restrictions in dynamic panel data models
10.1016/j.jeconom.2023.03.001 · ExternalCitation · doi-reference
Financial intermediation services and competition analyses: Review and paths forward for improvement
10.1016/j.jfi.2024.101072 · ExternalCitation · doi-reference
Financial technology and relationship lending: Complements or substitutes?
10.1016/j.jfi.2024.101101 · ExternalCitation · doi-reference
Riding the FinTech innovation wave: FinTech, patents and bank performance
10.1016/j.jimonfin.2021.102552 · ExternalCitation · doi-reference
Decoding the digital finance revolution: How BigTechs, FinTechs and crypto-assets shape financial systemic risk in US and EU
10.1016/j.jimonfin.2025.103493 · ExternalCitation · doi-reference
Do financial technology firms influence bank performance?
10.1016/j.pacfin.2019.101210 · ExternalCitation · doi-reference
Can fintech improve the efficiency of commercial banks? —An analysis based on big data
10.1016/j.ribaf.2020.101338 · ExternalCitation · doi-reference
The role of governance in mobile phones for inclusive human development in Sub-Saharan Africa
10.1016/j.technovation.2016.04.002 · ExternalCitation · doi-reference
The theory of financial intermediation
10.1016/s0378-4266(97)00032-0 · ExternalCitation · doi-reference
A critique on the theory of financial intermediation
10.1016/s0378-4266(99)00085-0 · ExternalCitation · doi-reference
What do financial intermediaries do?
10.1016/s0378-4266(99)00129-6 · ExternalCitation · doi-reference
Nobel lecture: Financial intermediaries and financial crises
10.1086/725793 · ExternalCitation · doi-reference
BigTech and the changing structure of financial intermediation
10.1093/epolic/eiaa003 · ExternalCitation · doi-reference
Understanding interaction models: Improving empirical analyses
10.1093/pan/mpi014 · ExternalCitation · doi-reference
Fintech credit, bank regulations and bank performance: A cross-country analysis
10.1108/apjba-05-2021-0196 · ExternalCitation · doi-reference
Bank FinTech and bank performance: Evidence from an emerging market
10.1108/jfra-09-2023-0526 · ExternalCitation · doi-reference
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform
10.1111/fima.12295 · ExternalCitation · doi-reference
The impact of FinTech start-ups on incumbent retail banks' share prices
10.1186/s40854-017-0076-7 · ExternalCitation · doi-reference
Credit booms gone bust: Monetary policy, leverage cycles, and financial crises, 1870-2008
10.1257/aer.102.2.1029 · ExternalCitation · doi-reference
Relation of profit rate to industry concentration: American manufacturing, 1936–1940
10.2307/1882217 · ExternalCitation · doi-reference
The profit-structure relationship in banking--tests of market-power and efficient-structure hypotheses
10.2307/2077876 · ExternalCitation · doi-reference
Financial intermediation and delegated monitoring
10.2307/2297430 · ExternalCitation · doi-reference
