Abstract
This study aims to analyze the application of financial literacy among low-income families in Ngrogung village and their efforts to achieve economic resilience. Most of them have only completed high school or less. The study uses a qualitative phenomenological research method, which focuses on observing events that have happened or are happening. In this research, the phenomenon is the economic resilience of low-income families in Ngrogung village. The research process used is triangulation, which includes interviews, observations, and documentation with three informants. The interviews are conducted in the morning when the informants are fresh. The findings show that low-income people in Ngrogung village understand financial literacy through managing their monthly finances, keeping track of daily income and expenses, setting aside income for business capital, and saving money. Their economic resilience comes from managing finances, recording monthly income and expenses, saving, and they also have financial cushions in the form of assets like gold and livestock that have economic value.